Disclaimer

Last Updated: May 2026

1. General Information

The information provided by Algoy (“we,” “us,” or “our”) on www.algoy.com and its associated subdomains, including regchat.algoy.com (collectively, the “Site”), is for general informational and educational purposes only. All information on the Site is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.

2. Not Professional Financial, Legal, or Compliance Advice

The Site contains information regarding banking, fintech, algorithmic trading, and regulatory compliance. Algoy is not a financial advisor, broker, tax professional, legal counsel, or compliance officer.

• No Fiduciary Duty: The content on this Site, including outputs from the RegChat portal, does not constitute professional financial, investment, legal, or compliance advice.

• Investment Risk: Trading and investing in financial markets, including the use of algorithmic trading systems, involve substantial risk of loss. Past performance is not indicative of future results.

• Consult a Professional: Under no circumstances should you make financial, legal, or regulatory compliance decisions based solely on the information found here. We strongly recommend consulting with a certified professional before making any investment or compliance decision.

3. AI-Generated Content & RegChat Subdomain Disclosure

In the interest of transparency, users should be aware that portions of the content on the Site, specifically the RegChat portal (regchat.algoy.com), are generated, assisted, or processed by Artificial Intelligence (AI) technologies, including Large Language Models (LLMs).

• Experimental Educational Project: RegChat is an experimental AI educational project. AI models may generate inaccurate information, hallucinate facts, or misinterpret complex regulatory text regarding fast-moving sectors like RegTech.

• No Reliance: Do not rely on RegChat outputs for legal, financial, compliance, or any other critical decisions. Algoy is not responsible for errors, omissions, or liabilities resulting from the use of automated systems.

• Independent Verification: All technical data, code snippets, and regulatory information generated by AI must be independently verified by the user against official primary sources.

4. Algorithmic & Technical Risk

Any code snippets, trading algorithms, or technical tutorials provided are for educational purposes.

• “As-Is” Basis: We provide no guarantee that the algorithms, software, or automation layers mentioned will function as described in a live environment.

• Liability: You assume full responsibility for any financial loss or technical damage resulting from the implementation of code or strategies found on this Site.

5. External Links Disclaimer

The Site may contain links to external websites and third-party content. We do not warrant, endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through the site.

6. Consent

By using our website and its subdomains (including RegChat), you acknowledge that you have read this Disclaimer and agree to its terms, as well as our Terms & Conditions and Privacy Policy.